AquaRich International Investment Group Limited
Effective Date: 2026/5/1
Last Updated: 2026/5/1
To comply with applicable laws and regulations, anti-money laundering, counter-terrorist financing, counter-proliferation financing, sanctions compliance, fraud prevention, and risk control obligations, Anwin needs to identify, verify, monitor, assess, and, where necessary, take appropriate action regarding user identity, wallet activity, source of funds, destination of assets, and related risks. This Anwin AML/KYC User Notice (this "Notice") explains why we conduct KYC/KYB/KYT, what information we may collect from you, what review and restriction measures we may take, and how these requirements may affect your use of wallet services.
Please note: this Notice is a user information document. It does not constitute a determination that any user has violated the law, nor does it mean that the platform will apply the same level of review to every user. The platform will adopt appropriate compliance measures based on applicable laws and regulations, the actual service model, and the specific risk circumstances.
We conduct KYC/KYB/KYT for purposes including but not limited to:
verifying the true identity of users or corporate customers;
preventing anonymous use, impersonation, identity theft, false identities, or false business entities from using the platform;
fulfilling customer due diligence and ongoing due diligence obligations;
identifying high-risk customers, politically exposed persons, sanctioned parties, or high-risk related parties;
monitoring unusual wallet activity, suspicious on-chain activity, fraud risks, and interactions with high-risk addresses;
protecting the platform, users, and third parties from money laundering, terrorist financing, proliferation financing, fraud, stolen assets, illicit networks, and other unlawful activities;
fulfilling statutory recordkeeping, audit, reporting, and investigation cooperation obligations.
During account opening, deposits, withdrawals, ongoing due diligence, or risk-triggered review, we may require you to provide information including but not limited to:
name, date of birth, nationality, and place of residence;
identity document images, document number, and document validity period;
liveness checks, facial verification, or video verification materials;
contact details and proof of address;
occupation information, tax information, and beneficial ownership information;
source of funds, source of wealth, purpose of wallet use, and relevant activity background explanation;
corporate registration documents, ownership structure, controller information, and authorization documents, where applicable;
bank accounts, payment accounts, wallet addresses, on-chain activity records, deposit or withdrawal proof, and other supporting materials related to deposits, withdrawals, or wallet activity.
You must ensure that the information you submit is true, accurate, complete, and valid. If you refuse to cooperate, provide false information, delay providing information, or fail to complete a reasonable review, we may be unable to provide all or part of the wallet services to you.
We may conduct reviews at registration, before deposits, before withdrawals, during periodic review, or when a risk event is triggered.
We may apply different levels of verification, limits, review, and ongoing monitoring to different users based on risk level.
We may conduct sanctions screening, politically exposed person screening, adverse media checks, address screening, on-chain analysis, device analysis, and wallet activity pattern analysis.
Where necessary, we may require you to provide supplemental materials regarding source of funds, source of wealth, relevant address background, destination of assets, or other supporting evidence.
We may continuously update and reassess user information, wallet activity, and risk levels.
To protect platform security and fulfill compliance obligations, we may pay particular attention to circumstances including but not limited to:
large deposits or withdrawals, or unusually concentrated deposits or withdrawals within a short period;
high-frequency withdrawals, split withdrawals, unusual wallet activity among related accounts, or patterns that appear intended to avoid limits;
on-chain activity associated with high-risk addresses, sanctioned addresses, dark web exposure, stolen assets, fraud, or mixing services;
rapid withdrawal after a deposit, adding new addresses and withdrawing within a short period, or sensitive actions after unusual device login;
material inconsistency between a user's historical behavior and current wallet activity pattern;
other circumstances that may involve money laundering, terrorist financing, proliferation financing, sanctions evasion, fraud, or platform security risks.
When compliance, risk control, or security risks arise, we may take one or more measures under applicable law and platform rules, including but not limited to:
issuing a risk alert or a request for additional materials;
raising the verification level or requiring manual review;
restricting certain functions, deposits, withdrawals, address additions, or device access;
postponing the processing of relevant deposit or withdrawal requests;
freezing, restricting, delaying processing of, or preserving relevant assets;
suspending or terminating all or part of the services;
recording, retaining, analyzing, and preserving relevant data and evidence;
reporting to or cooperating with regulators, law enforcement agencies, or other competent authorities where required, permitted, or necessary by law.
If, based on applicable laws and regulations, internal rules, wallet activity monitoring, on-chain analysis, risk assessment, or investigation results, we believe that an account, asset, address, deposit, withdrawal, or other activity may involve money laundering, terrorist financing, proliferation financing, fraud, stolen assets, sanctions evasion, or other significant risks, we may escalate the matter internally, submit reports, take restriction measures, and retain relevant records in accordance with law.
Where required by applicable law, we may be unable to disclose specific circumstances, handling logic, report status, or internal assessment basis to relevant users in relation to suspicious activity reports, unusual activity reports, regulatory reports, or investigation cooperation matters that have been submitted, are planned to be submitted, or are under assessment.
To ensure that you can properly use the platform's wallet services, you must:
provide true, accurate, and complete information and update it in a timely manner;
complete identity verification, liveness checks, supplemental explanations, and other reasonable reviews as required;
not evade compliance controls through split deposits or withdrawals, use of another person's account, third-party funding arrangements, VPNs, proxy networks, multiple account rotation, or other methods;
cooperate with the platform, where reasonably required, in explaining source of funds, purpose of wallet use, address background, and destination of assets;
not engage in money laundering, terrorist financing, proliferation financing, sanctions evasion, fraud, stolen-asset activity, misuse of inside information for improper benefit, market abuse, or any other unlawful activity.
You understand and agree that:
KYC/KYB/KYT results may affect your account status, service permissions, and deposit or withdrawal limits;
restrictions, delays, freezes, requests for additional materials, or termination measures taken by the platform for compliance, risk control, or security reasons do not necessarily constitute a determination that you have violated the law or committed an offense;
in certain circumstances, the platform may be legally required to prioritize review, reporting, preservation, or investigation cooperation obligations and may be unable to immediately satisfy your deposit or withdrawal request.
If you have any objection regarding identity verification, review requirements, account restrictions, deposit or withdrawal delays, asset freezes, or other AML/KYC-related matters, you may contact us through the following official channels:
Support Email: [email protected]
Compliance Email: [email protected]
Complaints Email: [email protected]
Official Website: anwin.tech
We will handle your appeal or complaint within a reasonable period and provide necessary explanations to the extent permitted by law. For matters involving investigation confidentiality, suspicious activity assessment, regulatory reports, court orders, law enforcement cooperation, or information that may not be disclosed by law, we may be unable to disclose all information to you.
This Notice may be amended due to changes in applicable laws and regulations, service adjustments, or platform risk control needs. The updated version will be published on the platform and will take effect from the stated date. Your continued use of platform services indicates that you have acknowledged and accepted the updated version.